Term Deposits

Rates are subject to change without notice at any time. For more information visit your nearest branch or call us at 1-855-670-0510.

Special Offer: 21 Month GIC Interest Rate Special (Rates effective 2022-09-20) Rates
Non-registered or RRSP / RRIF / TFSA eligible (minimum investment $500) 4.30%
Special Offer: 31 Month GIC Interest Rate Special (Rates effective 2022-09-20) Rates
Non-registered or RRSP / RRIF / TFSA eligible (minimum investment $500) 4.45%
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* Flexible Convertibility option: If Kawartha Credit Union GIC interest rates go up, you can convert to another GIC with a minimum 36-month term. Original term cannot be broken prior to 90 days. Cannot convert to another Convertible GIC.

Short Term Deposits - Non-registered Rates
30 Days (min. deposit $5,000) 0.50%
60 Days (min. deposit $5,000) 0.60%
90 Days (min. deposit $5,000) 0.70%
120 Days (min. deposit $5,000) 0.70%
180 Days (min. deposit $5,000) 0.80%
270 Days (min. deposit $5,000) 0.90%
GICs Annual Interest Terms - Non-registered or RRSP / RRIF / TFSA eligible Rates
1 Year (min. deposit $500) 4.10%
2 Years (min. deposit $500) 4.20%
3 Years (min. deposit $500) 4.30%
4 Years (min. deposit $500) 4.40%
5 Years (min. deposit $500) 4.50%
Redeemable Term Certificates Rates
RIC Non-registered or TFSA eligible (min. deposit $500) 2.00%
Callable RRSP (min. deposit $500) 2.00%