Term Deposits

Rates are subject to change without notice at any time. For more information visit your nearest branch or call us at 1-855-670-0510.

Special Offer: 15 Month GIC Interest Rate Special (Rates effective 2023-03-16) Rates
Non-registered or RRSP / RRIF / TFSA eligible (minimum investment $500 - New Deposits Only) 4.65%
Short Term Deposits - Non-registered Rates
30 Days (min. deposit $5,000) 0.50%
60 Days (min. deposit $5,000) 0.60%
90 Days (min. deposit $5,000) 0.70%
120 Days (min. deposit $5,000) 0.70%
180 Days (min. deposit $5,000) 0.80%
270 Days (min. deposit $5,000) 0.90%
GICs Annual Interest Terms - Non-registered Rates
1 Year (min. deposit $500) 4.50%
2 Years (min. deposit $500) 4.30%
3 Years (min. deposit $500) 4.10%
4 Years (min. deposit $500) 3.90%
5 Years (min. deposit $500) 3.70%
GICs Annual Interest Terms - RRSP/RRIF/TFSA eligible Rates
1 Year (min. deposits vary) 4.50%
2 Year (min. deposits vary) 4.30%
3 Years (min. deposits vary) 4.10%
4 Years (min. deposits vary) 3.90%
5 Years (min. deposits vary) 3.70%
Redeemable Term Certificates Rates
RIC Non-registered or TFSA eligible (min. deposit $500) 2.75%
Callable RRSP (min. deposit $500) 2.75%