All-in-one Mortgage

Our all-in-one mortgage is a re-advanceable mortgage that uses property as security and secures one or more loan agreements over this collateral mortgage charge.  You can use the equity in your home for one or more loans.

You can even move some of your mortgage into a home equity line of credit, paying as little as the monthly interest.

A residential all-in-one mortgage is:
  • a collateral mortgage that is re-advanceable
  • available for residential and investment properties
  • available with fixed or variable rates
  • available with 6 month to 5 year terms
  • available with weekly (accelerated or non-accelerated), bi-weekly (accelerated or non-accelerated), monthly, and semi-monthly payment schedules
  • available with pre-approvals and creditor insurance
The option to re-advance makes our all-in-one mortgage a powerful financial planning tool.  Re-advance the money paid toward your principal and as property values rise and the outstanding balance of your mortgage goes down, your borrowing power increases, allowing you to attach new loan products (like term loans, or a Home Equity Line of Credit) to your existing all-in-one mortgage without paying additional fees.

Mortgage Rates

View our current mortgage rates, here.

How to apply

You can apply for a Kawartha Credit Union mortgage online or at your local branch.

You can also contact a Kawartha Credit Union Mobile Representative to discuss mortgage options and receive personalized mortgage advice. Our specialists will travel to meet you at your home, office, or any other convenient location. Find a mortgage specialist in your area.