Chequing
Personal Chequing Options
No matter how you use your account we have chequing account package options to meet your individual needs. Take a moment to compare our Personal Accounts & Packages and learn more about all the options that are available and any applicable service fees.
Pay As You Go
Gives you the flexibility you need when your banking needs are minimal.- Only pay for the transactions you make.
- Earn daily interest on your balances.
The Essentials Package
Gives you unlimited self-serve transactions† for a flat monthly fee.- Unlimited self-serve transactions† for $10 month or $5 for members 60+.
- Monthly fee is waived if you keep a minimum balance of $2,000 throughout the month.
- Earn daily interest on your balances.
The Convenience Package
Gives you unlimited self-serve transactions† for a flat monthly fee plus unlimited in-branch bill payments and withdrawals, and Interac e-Transfers.- Unlimited self-serve transactions† for $15 month or $10 for members 60+.
- Monthly fee is waived if you keep a minimum balance of $3,000 throughout the month.
- Free Interac e-Transfers.
- Free In-Branch bill payments and withdrawals.
- Earn daily interest on your balances.
Complete Package
Gives you unlimited self-serve transactions† for a flat monthly fee, unlimited Interac ATM withdrawals plus access to a full suite of services.- Unlimited self-serve transactions† for $27 month or $17 for members 60+.
- Monthly fee is waived if you keep a minimum balance of $5,000 throughout the month.
- Free Interac ATM withdrawals.
- Free Interac e-Transfers.
- Free In-Branch bill payments and withdrawals.
- Complimentary personalized cheques.
- Free access to Cirrus Network, Certified Cheques, Official Cheques & Coverdraft fees.
- Free paper statements.
- Earn daily interest on your balances.
Breakfree (Youth and Student) Package
Gives you unlimited self-serve transactions†, with no monthly fee, plus unlimited Interac ATM withdrawals and free Interac e-Transfers until age 26.- Unlimited self-serve transactions†
- Free Interac ATM withdrawals.
- Free Interac e-Transfers.
- Free In-Branch bill payments and withdrawals.
- Free paper statements for members under 18 years old.
- Earn daily interest on your balances.
US Dollar Account
Gives you the convenience of banking in US dollars if you regularly receive US funds or travel frequently to the US.- Only pay for the transactions you make.
- Earn interest on your daily balance.
† self-serve transactions included in a package are: Cheques, withdrawals/transfers/inquiries (KCU or THE EXCHANGE® Network ATM), bill payments (online/mobile/telephone), pre-authorized debits (External Withdrawals), transfers (online/mobile/telephone), deposits (in branch/ATM/mobile/electronic) and Interac®/Accel® POS (successful/credit).
Overdraft Protection
Sometimes it’s hard to keep track of your account. Give yourself a safety net with Overdraft Protection. Overdraft Protection is a convenient, valuable service that protects your chequing account when you don’t have sufficient funds to complete a transaction.
Features and benefits:
- Attached to your existing chequing account
- Quick and easy application
- No monthly fee
- Interest is only charged on funds used
- Low cost: min. $5.00 per item/per month, plus interest
- Covers cheques, withdrawals, electronic transfers, pre-authorized payments and other regular payments
Note: Overdraft Protection is not available on our US Dollar Account.
How to Apply:
You can apply for Kawartha Credit Union Overdraft Protection at your local branch or by calling our Contact Centre: 1-855-670-0510.
