Building

There’s no shortage of stresses on your finances. Now’s the time to build a strong foundation for the future.

Young Indian family playing Jenga on the living room floor.

Featured Articles

Dog and cat on blanket. How to budget for a pet

Pets provide wonderful companionship and many animal lovers consider them members of the family. Read More

January 27, 2022
Photo of a man on a ladder cleaning eavestroughs. Home Maintenance: 5 Simple Tips to Avoid Expensive Fixes Down the Road

Staying on top of home maintenance is important. In fact, some experts suggest budgeting at least 1 percent of the home’s current value annually for regular home maintenance. Read More

May 27, 2019
Photo of a woman at the produce department putting vegetables in her basket. The High Cost of Eating

Food prices in Canada are rising. If you’re not careful, simply feeding yourself and your family can become an outsize share of your monthly budget. Read More

April 1, 2019
Photo of a person with a calculator on the table filling out some paper work. Does an RRSP Loan Make Sense for You?

A Registered Retirement Savings Plan (RRSP) is a registered account that is designed specifically to help you save for retirement. Read More

February 4, 2019
Photo of a man making notes Scrabble letters spelling the “divorce”. The Finances of Separation and Divorce

According to Statistics Canada, nearly 2.8 million Canadians were either separated or divorced in 2017.  Read More

January 7, 2019
Photo of a man reading the newspaper on a large computer screen in a loft style office. Why and How to Pay Your Mortgage Off Fast

If you don’t like the idea of making mortgage payments for the next 25 years, you’ll be happy to know that you might not have to...... Read More

November 26, 2018
Photo of a young couple sitting on the floor in front of the couch and looking at a laptop. Avalanche vs. Snowball: What’s the Best Way to Manage Debt That’s out of Control?

According to a recent report by the Organization for Economic Co-operation and Development, Canadian households lead the world....... Read More

October 5, 2018
A young couple sitting with an advisor who is showing them charts. Tips for First Time Home Buyers

Now that you’ve successfully saved the down payment for your first home, you’ve achieved a major financial goal....... Read More

May 22, 2018
A young woman working on a laptop and taking notes on sticky pads. How and Why to Start Building Your Emergency Savings Today

Have you set aside money to cover a financial emergency or unexpected expense? Sometimes life may throw you a financial curveball that you just didn’t see coming – such as a job loss or illness....... Read More

April 9, 2018
A group of adults sitting around a table with laptops speaking with an instructor. Take Advantage of your Employer Retirement Plan

If your boss offered you a few years’ worth of salary, would you turn it down?  It sounds like a dumb question, but you would be surprised how many people are doing just that. And they may be turning down a lot more than just a few years’ worth of income, too...... Read More

November 6, 2017
Photo of a couple with a young daughter sitting at a desk receiving car keys from the dealer. 4 Questions to Ask Yourself When Choosing Between Leasing or Buying a Car
So you’re in the market for a new vehicle. Maybe you’ve seen some ads for monthly car lease payments far lower than the cost of financing – not to mention lower or no down payment options........ Read More

November 1, 2017
A young black couple sitting a table with a laptop reviewing their financial plan. TFSA vs. RRSP: How should you save for retirement?
If you’re in your 30s, 40s, or even early 50s, now is the time to jump start your retirement savings.  With a significant time horizon until retirement, you can let the power of compounding go to work for you...... Read More

October 16, 2017
A young mother holding a baby researching RESPs on a laptop. The Ins and Outs of RESPs
If you’ve just started a family, you may have been approached by someone who encouraged you to register your child for their Social Insurance Number (SIN) so that you can open up a Registered Education Savings Plan (RESP) to help with the costs of post-secondary school.... Read More

October 6, 2017
A young couple reviewing their financial plan in the kitchen. 7 Steps to Manage Your Household Debt When It’s Out of Control
If you fear your debt has spiraled out of control, you aren’t alone. According to a September 15, 2017 Statistics Canada report, the second-quarter amount of household debt owed by Canadians compared to their disposable income is at an all-time high of 167.8%... Read More

September 15, 2017